Online Capsule Training Programmes

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Class Conducted through Video Conferencing
Duration:
Programme Introduction: 10:45 am to 11:00 am; 
Session-1: 11:00 am to 12:00 pm; 
Session-2: 12:30 pm to 01:30 pm; 
Session Time: 45 minutes each + 15 minutes Q/A Session)
Note: Timings may vary from programme to programme
December 2021

01-12-2021    
Credit Frauds & Preventive Vigilance in Banks; CVC Guidelines    
1. Credit Frauds:  Causes & concern 
2. Frauds:  Stage wise Prevention strategies & CVC Guidelines

 

02-12-2021    
Digitilisation of KYC & Its Benefits     

1. Overview of KYC – AML
2. Digiltilisation – New mode KYC

03-12-2021    
Understanding Operating Cycle, WC Assessment & Financial Analysis In Credit Appraisal    
1. Operating Cycle & WC Assessment
2. Methods of Computation of WC
3. Financial Analysis 

 

04-12-2021    
Credit monitoring and Supervision    
1. Understanding the early warning signals and prevention 
2. Techniques of Credit Monitoring

 

06-12-2021    
Concept of Cash Flows & their Time value of Money; 
Concept of repayment schedule in  loans - Mode of Instalment in loans .     

1. Cash flows and their relevance in Asset financing.
2. Project Payback Period.
3. Discount factor and present value of cash flow.
4. Computation of DSCR & Fixing of re payment schedules.

 

07-12-2021    
Customer Grievances & Integrated /Internal Ombudsman Scheme    

Customer Complaints and Resolution through
1. Internal Ombudsman of Bank
2. Integrated Ombudsman as per RBI

 

08-12-2021    
Different Modes of Charging Securities    

1. Assignment, Lien/Set off/ Hypothecation/ Pledge
2. Types of Mortgages      

 

09-12-2021    
Capex Funding - Sources, Cost and Assessment    

10-12-2021
Govt Business as a Profitable Ventures for Banks    

1. Various Types of Govt Business
2. Profit from Govt Business

 

13-12-2021    
Risk Management in banks - BASEL Committee and Framework of risk evaluation in bank    

1. BASEL Committee report for Risk Management in Bank. 
2. Capital Adequacy and concept of Provisioning     

 

14-12-2021    
Guarantees and Co acceptances - Various aspects , precautions & controls    

1. Concept of Guarantees & Co-acceptances
2. Types of Guarantees & Co-acceptances
3. Various Checks & Control on issuance of Guarantees etc.

 

15-12-2021    
Exchange Control Regulations Thru FEDAI/FEMA/Ftp and LRS    

1.Exchange Control Regulations
2. LRS    Managers/Sr. Managers of B Category Branches

 

16-12-2021    
Role of Credit Officer  in building quality Assets - Responsibilities & Accountability    

1. Pre-sanction Appraisal
2. Post-sanction Stages  

 

17-12-2021    
MSME – A tool for  Economic growth and job creation    

1. Role of MSME sector in economic and social empowerment 
2. Various financing products for MSME financing    

 

20-12-2021    

Types of Risk - Assessment of Credit Risk. Credit Risk rating. Applicability of risk rating for pricing of loan in banks    
1. Type of risk in banking operation. 
2. Credit Risk and its litigants 
3. Credit Risk Rating. Applicability of risk rating for pricing of loan    

 

21-12-2021    
RBI: Relief Measures by Banks in Areas affected by Natural Calamities and Lead Bank Scheme    

1.Relief Measures by Banks in Areas affected by Natural Calamities
2.Lead Bank Scheme    -Agri Officers/Branch Head/Loans in-charge in Branch

22-12-2021    
Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances –IRAC Norms    

1. Asset Classification
2. Provisioning Norms    

 

23-12-2021    
Non-Fund Based Credit facilities and their appraisal    

1. Various types of non-funded facilities. 
2. Appraisal of Non-Funded facilities    

 

24-12-2021    
Dematerialization of financial products & Financing against them.     

1. Process of Dematerialization of financial products & creation of charge.
2. Type of capital market products for financing. 
3. RBI guidelines and exposure limit 
4. Assessment, Disbursement and Recovery.    

 

27-12-2021    
MUDRA, Stand-up India, Start Up India & Other Govt Sponsored Schemes    

 

28-12-2021    
Term loan, Assessment of term loan for asset financing. Regulatory guidelines for  asset financing through Term loan    

1. Term loan for Asset financing. 
2. Assessment of Term loan. 
3. Regulatory guidelines related to term loan    

 

29-12-2021    
KYC – AML and Its Impact on Banking    

1. KYC – AML Overview
2. Importance of KYC & AML in Banking